TellerScore

Side-by-side · Q2 2026 data

First Bank of Owasso vs American Nation Bank

Bank

First Bank of Owasso

Owasso, Oklahoma · $100 million – $1 billion

93of 100
Very strong

Bank

American Nation Bank

Ardmore, Oklahoma · $100 million – $1 billion

76of 100
Strong

Metric by metric

MeasureFirst Bank of OwassoAmerican Nation Bank
TellerScore93 (stronger)76
Capital cushion100 (stronger)53
Loan quality100 (stronger)98
Earnings100 (stronger)82
Funding & liquidity5271 (stronger)
Problem-loan coverage100 (stronger)87
Peer percentile98th64th
Total assets$639.3M$691.5M
Deposits / shares$538.7M$577.7M
Capital ratio15.67% (stronger)10.31%
Problem loans0.01% (stronger)0.06%
Net charge-offs0.00%-0.00% (stronger)
Return on assets2.80% (stronger)1.54%
Loans ÷ deposits90.3%82.8% (stronger)
Uninsured deposits30.8%20.9% (stronger)
Offices310
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—11.8%

First Bank of Owasso has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 4 and American Nation Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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