TellerScore

Side-by-side · Q2 2026 data

First Bank of Owasso vs Grand Bank

Bank

First Bank of Owasso

Owasso, Oklahoma · $100 million – $1 billion

93of 100
Very strong

Bank

Grand Bank

Tulsa, Oklahoma · $100 million – $1 billion

73of 100
Strong

Metric by metric

MeasureFirst Bank of OwassoGrand Bank
TellerScore93 (stronger)73
Capital cushion100 (stronger)53
Loan quality100100
Earnings100 (stronger)80
Funding & liquidity52 (stronger)43
Problem-loan coverage100100
Peer percentile98th53rd
Total assets$639.3M$712.8M
Deposits / shares$538.7M$617.9M
Capital ratio15.67% (stronger)10.33%
Problem loans0.01%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets2.80% (stronger)1.50%
Loans ÷ deposits90.3%89.7% (stronger)
Uninsured deposits30.8% (stronger)40.0%
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Bank of Owasso has the higher TellerScore (93 vs 73). On the 6 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 4 and Grand Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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