Side-by-side · Q2 2026 data
First Bank of Owasso vs International Bank of Commerce
Metric by metric
| Measure | First Bank of Owasso | International Bank of Commerce |
|---|---|---|
| TellerScore | 93 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 52 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 98th |
| Total assets | $639.3M | $1.6B |
| Deposits / shares | $538.7M | $1.2B |
| Capital ratio | 15.67% (stronger) | 15.53% |
| Problem loans | 0.01% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 2.80% (stronger) | 1.37% |
| Loans ÷ deposits | 90.3% | 54.8% (stronger) |
| Uninsured deposits | 30.8% | 24.2% (stronger) |
| Offices | 3 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Owasso has the higher TellerScore (93 vs 88). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 5 and International Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.