Side-by-side · Q2 2026 data
First Bank of Owasso vs Oklahoma Capital Bank
Metric by metric
| Measure | First Bank of Owasso | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 52 (stronger) | 41 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 40th |
| Total assets | $639.3M | $196.3M |
| Deposits / shares | $538.7M | $159.8M |
| Capital ratio | 15.67% (stronger) | 10.39% |
| Problem loans | 0.01% (stronger) | 0.30% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.80% (stronger) | 1.29% |
| Loans ÷ deposits | 90.3% (stronger) | 100.4% |
| Uninsured deposits | 30.8% (stronger) | 32.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Owasso has the higher TellerScore (93 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 6 and Oklahoma Capital Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.