Side-by-side · Q2 2026 data
First Bank of Owasso vs Vast Bank, National Association
Metric by metric
| Measure | First Bank of Owasso | Vast Bank, National Association |
|---|---|---|
| TellerScore | 93 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 52 | 78 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 86th |
| Total assets | $639.3M | $540.4M |
| Deposits / shares | $538.7M | $452.1M |
| Capital ratio | 15.67% (stronger) | 14.12% |
| Problem loans | 0.01% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 2.80% (stronger) | 0.74% |
| Loans ÷ deposits | 90.3% | 78.2% (stronger) |
| Uninsured deposits | 30.8% | 18.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Bank of Owasso has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 4 and Vast Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.