Side-by-side · Q2 2026 data
First Bank of Pike vs F & M Bank and Trust Company
Metric by metric
| Measure | First Bank of Pike | F & M Bank and Trust Company |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 74 | 83 (stronger) |
| Earnings | 72 (stronger) | 55 |
| Funding & liquidity | 87 (stronger) | 81 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 40th | 37th |
| Total assets | $87.5M | $87.4M |
| Deposits / shares | $77.8M | $77.2M |
| Capital ratio | 9.91% | 10.17% (stronger) |
| Problem loans | 0.79% | 0.52% (stronger) |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.88% |
| Loans ÷ deposits | 69.2% (stronger) | 79.6% |
| Uninsured deposits | 19.0% | 13.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Pike has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Pike leads on 3 and F & M Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.