Side-by-side · Q2 2026 data
First Bank, Upper Michigan vs Trunorth Federal Credit Union
Metric by metric
| Measure | First Bank, Upper Michigan | Trunorth Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 52 |
| Loan quality | 79 | 90 (stronger) |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 59 | 98 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 80th | 63rd |
| Total assets | $629.5M | $203.5M |
| Deposits / shares | $528.3M | $184.0M |
| Capital ratio | 12.68% (stronger) | 10.21% |
| Problem loans | 0.63% | 0.31% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.15% |
| Return on assets | 2.03% (stronger) | 0.95% |
| Loans ÷ deposits | 84.4% | 62.5% (stronger) |
| Uninsured deposits | 30.0% | 3.4% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank, Upper Michigan has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank, Upper Michigan leads on 4 and Trunorth Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ishpeming, MI
- Marquette, MI