Side-by-side · Q2 2026 data
First Bankers Trust Company, National Association vs Belmont Bank & Trust Company
Bank
First Bankers Trust Company, National Association
Quincy, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | First Bankers Trust Company, National Association | Belmont Bank & Trust Company |
|---|---|---|
| TellerScore | 57 | 75 (stronger) |
| Capital cushion | 50 | 69 (stronger) |
| Loan quality | 57 | 86 (stronger) |
| Earnings | 47 | 77 (stronger) |
| Funding & liquidity | 69 (stronger) | 51 |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 16th | 77th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $925.1M |
| Capital ratio | 10.00% | 11.87% (stronger) |
| Problem loans | 1.28% | 0.41% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 0.68% | 1.41% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 80.3% |
| Uninsured deposits | 43.1% | 40.4% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Belmont Bank & Trust Company has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Bankers Trust Company, National Association leads on 1 and Belmont Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.