Side-by-side · Q2 2026 data
First Bethany Bank & Trust vs American Bank and Trust Company
Metric by metric
| Measure | First Bethany Bank & Trust | American Bank and Trust Company |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 67 | 77 (stronger) |
| Funding & liquidity | 80 (stronger) | 64 |
| Problem-loan coverage | 96 (stronger) | 50 |
| Peer percentile | 47th | 19th |
| Total assets | $316.8M | $324.4M |
| Deposits / shares | $272.9M | $268.9M |
| Capital ratio | 9.10% | 15.32% (stronger) |
| Problem loans | 0.18% (stronger) | 6.26% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 1.19% | 1.42% (stronger) |
| Loans ÷ deposits | 72.0% | 71.6% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 37.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
First Bethany Bank & Trust has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Bethany Bank & Trust leads on 4 and American Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.