Side-by-side · Q2 2026 data
First Carolina People'S Credit Union vs Cs Credit Union
Credit union
First Carolina People'S Credit Union
Goldsboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | First Carolina People'S Credit Union | Cs Credit Union |
|---|---|---|
| TellerScore | 21 | 84 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 0 | 40 (stronger) |
| Funding & liquidity | 67 | 97 (stronger) |
| Problem-loan coverage | 0 | 97 (stronger) |
| Peer percentile | 0th | 75th |
| Total assets | $33.3M | $30.5M |
| Deposits / shares | $30.3M | $25.3M |
| Capital ratio | 8.61% | 18.69% (stronger) |
| Problem loans | 5.79% | 0.46% (stronger) |
| Net charge-offs | 1.16% | 0.20% (stronger) |
| Return on assets | -1.29% | 0.50% (stronger) |
| Loans ÷ deposits | 93.2% | 63.6% (stronger) |
| Uninsured deposits | 2.1% | 1.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cs Credit Union has the higher TellerScore (84 vs 21). On the 7 directional measures above (where higher or lower is clearly better), First Carolina People'S Credit Union leads on 0 and Cs Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.