Side-by-side · Q2 2026 data
First Central State Bank vs American Bank and Trust Company, National Association
Bank
American Bank and Trust Company, National Association
Davenport, Iowa · $100 million – $1 billion
Metric by metric
| Measure | First Central State Bank | American Bank and Trust Company, National Association |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 84 (stronger) | 51 |
| Loan quality | 93 (stronger) | 71 |
| Earnings | 77 (stronger) | 51 |
| Funding & liquidity | 65 (stronger) | 62 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 84th | 20th |
| Total assets | $772.4M | $480.9M |
| Deposits / shares | $595.4M | $387.8M |
| Capital ratio | 13.39% (stronger) | 10.06% |
| Problem loans | 0.21% (stronger) | 0.86% |
| Net charge-offs | 0.01% (stronger) | 0.19% |
| Return on assets | 1.43% (stronger) | 0.78% |
| Loans ÷ deposits | 82.4% (stronger) | 84.4% |
| Uninsured deposits | 26.7% (stronger) | 27.1% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 6.9% |
First Central State Bank has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Central State Bank leads on 7 and American Bank and Trust Company, National Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.