Side-by-side · Q2 2026 data
First Choice Bank vs Century Bank
Metric by metric
| Measure | First Choice Bank | Century Bank |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 45 | 51 (stronger) |
| Loan quality | 90 (stronger) | 80 |
| Earnings | 35 | 70 (stronger) |
| Funding & liquidity | 56 | 72 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 20th | 40th |
| Total assets | $561.0M | $566.2M |
| Deposits / shares | $510.0M | $509.2M |
| Capital ratio | 9.52% | 10.12% (stronger) |
| Problem loans | 0.31% (stronger) | 0.60% |
| Net charge-offs | 0.09% (stronger) | 0.10% |
| Return on assets | 0.38% | 1.24% (stronger) |
| Loans ÷ deposits | 78.9% | 76.5% (stronger) |
| Uninsured deposits | 37.7% | 26.0% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Century Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Choice Bank leads on 2 and Century Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.