Side-by-side · Q2 2026 data
First Choice Bank vs First Bank
Metric by metric
| Measure | First Choice Bank | First Bank |
|---|---|---|
| TellerScore | 61 | 74 (stronger) |
| Capital cushion | 45 | 80 (stronger) |
| Loan quality | 90 (stronger) | 63 |
| Earnings | 35 | 83 (stronger) |
| Funding & liquidity | 56 | 58 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 20th | 57th |
| Total assets | $561.0M | $562.9M |
| Deposits / shares | $510.0M | $484.6M |
| Capital ratio | 9.52% | 12.96% (stronger) |
| Problem loans | 0.31% (stronger) | 1.11% |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 0.38% | 1.58% (stronger) |
| Loans ÷ deposits | 78.9% | 78.8% (stronger) |
| Uninsured deposits | 37.7% | 35.7% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
First Bank has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Choice Bank leads on 1 and First Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.