Side-by-side · Q2 2026 data
First City Bank vs FSNB, National Association
Metric by metric
| Measure | First City Bank | FSNB, National Association |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 48th | 99th |
| Total assets | $23.0M | $478.3M |
| Deposits / shares | $1.1M | $369.7M |
| Capital ratio | 194.25% (stronger) | 17.51% |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 1.02% |
| Return on assets | -3.05% | 3.46% (stronger) |
| Loans ÷ deposits | 660.4% | 39.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.2% |
| Offices | 1 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First City Bank leads on 4 and FSNB, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.