Side-by-side · Q2 2026 data
First City Bank vs Southeast First National Bank
Metric by metric
| Measure | First City Bank | Southeast First National Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 0 | 52 (stronger) |
| Funding & liquidity | 50 | 60 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 48th | 51st |
| Total assets | $23.0M | $74.9M |
| Deposits / shares | $1.1M | $66.0M |
| Capital ratio | 194.25% (stronger) | 11.67% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | -3.05% | 0.80% (stronger) |
| Loans ÷ deposits | 660.4% | 28.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 50.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Southeast First National Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First City Bank leads on 4 and Southeast First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.