Side-by-side · Q2 2026 data
First Colony Bank of Florida vs Addition Financial Credit Union
Metric by metric
| Measure | First Colony Bank of Florida | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 94 (stronger) | 53 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 76 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 75th | 27th |
| Total assets | $291.1M | $3.8B |
| Deposits / shares | $262.4M | $3.4B |
| Capital ratio | 9.94% | 9.98% (stronger) |
| Problem loans | 0.17% (stronger) | 1.40% |
| Net charge-offs | 0.00% (stronger) | 1.27% |
| Return on assets | 2.07% (stronger) | 0.70% |
| Loans ÷ deposits | 75.5% | 62.3% (stronger) |
| Uninsured deposits | 23.0% | 5.3% (stronger) |
| Offices | 1 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Colony Bank of Florida leads on 4 and Addition Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.