Side-by-side · Q2 2026 data
First Colony Bank of Florida vs BankMiami
Metric by metric
| Measure | First Colony Bank of Florida | BankMiami |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 49 | 64 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 76 (stronger) | 50 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 75th | 22nd |
| Total assets | $291.1M | $317.9M |
| Deposits / shares | $262.4M | $280.8M |
| Capital ratio | 9.94% | 11.43% (stronger) |
| Problem loans | 0.17% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.07% (stronger) | -0.71% |
| Loans ÷ deposits | 75.5% | 35.1% (stronger) |
| Uninsured deposits | 23.0% (stronger) | 70.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 62). On the 6 directional measures above (where higher or lower is clearly better), First Colony Bank of Florida leads on 3 and BankMiami on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.