Side-by-side · Q2 2026 data
First Command Bank vs Frontier Bank of Texas
Metric by metric
| Measure | First Command Bank | Frontier Bank of Texas |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 52 (stronger) | 50 |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 100 (stronger) | 96 |
| Funding & liquidity | 100 (stronger) | 49 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 93rd | 77th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $966.1M | $903.9M |
| Capital ratio | 10.20% (stronger) | 10.05% |
| Problem loans | 0.42% | 0.15% (stronger) |
| Net charge-offs | 0.54% | -0.00% (stronger) |
| Return on assets | 2.31% (stronger) | 1.89% |
| Loans ÷ deposits | 50.6% (stronger) | 97.7% |
| Uninsured deposits | 5.1% (stronger) | 27.0% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
First Command Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Command Bank leads on 5 and Frontier Bank of Texas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.