Side-by-side · Q2 2026 data
First Commerce Credit Union vs Campus USA Credit Union
Metric by metric
| Measure | First Commerce Credit Union | Campus USA Credit Union |
|---|---|---|
| TellerScore | 65 | 76 (stronger) |
| Capital cushion | 51 | 73 (stronger) |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 47 | 70 (stronger) |
| Funding & liquidity | 68 (stronger) | 61 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 41st | 79th |
| Total assets | $1.2B | $4.0B |
| Deposits / shares | $1.1B | $3.4B |
| Capital ratio | 10.13% | 12.25% (stronger) |
| Problem loans | 0.50% | 0.38% (stronger) |
| Net charge-offs | 0.41% | 0.38% (stronger) |
| Return on assets | 0.68% | 1.26% (stronger) |
| Loans ÷ deposits | 92.7% (stronger) | 98.3% |
| Uninsured deposits | 9.2% (stronger) | 15.4% |
| Offices | 12 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Commerce Credit Union leads on 2 and Campus USA Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.