Side-by-side · Q2 2026 data
First Community Bank and Trust vs American Community Bank of Indiana
Metric by metric
| Measure | First Community Bank and Trust | American Community Bank of Indiana |
|---|---|---|
| TellerScore | 91 (stronger) | 43 |
| Capital cushion | 85 (stronger) | 48 |
| Loan quality | 100 (stronger) | 22 |
| Earnings | 84 (stronger) | 63 |
| Funding & liquidity | 97 (stronger) | 32 |
| Problem-loan coverage | 87 (stronger) | 59 |
| Peer percentile | 96th | 3rd |
| Total assets | $201.7M | $383.0M |
| Deposits / shares | $170.8M | $344.8M |
| Capital ratio | 13.47% (stronger) | 9.83% |
| Problem loans | 0.00% (stronger) | 2.33% |
| Net charge-offs | -0.21% (stronger) | 0.00% |
| Return on assets | 1.61% (stronger) | 1.08% |
| Loans ÷ deposits | 54.3% (stronger) | 91.4% |
| Uninsured deposits | 18.0% (stronger) | 48.0% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Community Bank and Trust has the higher TellerScore (91 vs 43). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 7 and American Community Bank of Indiana on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.