Side-by-side · Q2 2026 data
First Community Bank vs Bank of the West
Metric by metric
| Measure | First Community Bank | Bank of the West |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 54 (stronger) | 47 |
| Loan quality | 100 | 100 |
| Earnings | 91 (stronger) | 84 |
| Funding & liquidity | 78 (stronger) | 52 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 80th | 57th |
| Total assets | $794.4M | $829.8M |
| Deposits / shares | $697.4M | $747.1M |
| Capital ratio | 10.36% (stronger) | 9.66% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.78% (stronger) | 1.60% |
| Loans ÷ deposits | 66.1% (stronger) | 66.7% |
| Uninsured deposits | 29.3% (stronger) | 52.5% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First Community Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 5 and Bank of the West on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.