Side-by-side · Q2 2026 data
First Community Bank vs Falcon International Bank
Metric by metric
| Measure | First Community Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 54 | 84 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 91 (stronger) | 81 |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 80th | 97th |
| Total assets | $794.4M | $2.2B |
| Deposits / shares | $697.4M | $2.0B |
| Capital ratio | 10.36% | 13.44% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.78% (stronger) | 1.53% |
| Loans ÷ deposits | 66.1% (stronger) | 73.7% |
| Uninsured deposits | 29.3% (stronger) | 39.4% |
| Offices | 9 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and Falcon International Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.