Side-by-side · Q2 2026 data
First Community Bank vs Naft Federal Credit Union
Metric by metric
| Measure | First Community Bank | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 93 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 91 (stronger) | 89 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 80th | 97th |
| Total assets | $794.4M | $162.3M |
| Deposits / shares | $697.4M | $135.7M |
| Capital ratio | 10.36% | 16.44% (stronger) |
| Problem loans | 0.01% (stronger) | 0.50% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 1.78% (stronger) | 1.73% |
| Loans ÷ deposits | 66.1% | 51.3% (stronger) |
| Uninsured deposits | 29.3% | 1.3% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and Naft Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.