Side-by-side · Q2 2026 data
First Community Bank vs Texas Community Bank
Metric by metric
| Measure | First Community Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 54 | 78 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 80th | 95th |
| Total assets | $794.4M | $2.2B |
| Deposits / shares | $697.4M | $1.9B |
| Capital ratio | 10.36% | 12.78% (stronger) |
| Problem loans | 0.01% (stronger) | 0.20% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.78% | 2.03% (stronger) |
| Loans ÷ deposits | 66.1% | 58.6% (stronger) |
| Uninsured deposits | 29.3% (stronger) | 63.9% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and Texas Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.