Side-by-side · Q2 2026 data
First Community Bank vs Coastal States Bank
Metric by metric
| Measure | First Community Bank | Coastal States Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 63 |
| Capital cushion | 43 | 61 (stronger) |
| Loan quality | 98 (stronger) | 68 |
| Earnings | 70 (stronger) | 67 |
| Funding & liquidity | 63 (stronger) | 39 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 63rd | 30th |
| Total assets | $2.4B | $2.4B |
| Deposits / shares | $2.0B | $2.1B |
| Capital ratio | 9.29% | 11.12% (stronger) |
| Problem loans | 0.05% (stronger) | 0.95% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.25% (stronger) | 1.17% |
| Loans ÷ deposits | 77.4% (stronger) | 93.0% |
| Uninsured deposits | 32.7% (stronger) | 40.4% |
| Offices | 22 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 0.0% |
First Community Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 6 and Coastal States Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.