Side-by-side · Q2 2026 data
First Community Bank of Central Alabama vs Traditions Bank
Metric by metric
| Measure | First Community Bank of Central Alabama | Traditions Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 36 | 55 (stronger) |
| Loan quality | 97 (stronger) | 73 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 61 | 62 (stronger) |
| Problem-loan coverage | 97 (stronger) | 80 |
| Peer percentile | 57th | 29th |
| Total assets | $694.3M | $890.9M |
| Deposits / shares | $638.3M | $756.1M |
| Capital ratio | 8.57% | 10.50% (stronger) |
| Problem loans | 0.10% (stronger) | 0.80% |
| Net charge-offs | 0.02% (stronger) | 0.61% |
| Return on assets | 2.44% (stronger) | 1.12% |
| Loans ÷ deposits | 77.7% (stronger) | 94.7% |
| Uninsured deposits | 34.6% | 18.8% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.8% |
First Community Bank of Central Alabama has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Central Alabama leads on 5 and Traditions Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.