Side-by-side · Q2 2026 data
First Community Bank of Moultrie County vs Peoples Bank of Macon
Metric by metric
| Measure | First Community Bank of Moultrie County | Peoples Bank of Macon |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 41 | 86 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 70 (stronger) | 32 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 57th | 70th |
| Total assets | $119.7M | $22.7M |
| Deposits / shares | $109.7M | $19.5M |
| Capital ratio | 9.13% | 13.57% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 0.30% |
| Loans ÷ deposits | 47.9% | 32.7% (stronger) |
| Uninsured deposits | 24.4% | 9.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Macon has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Moultrie County leads on 1 and Peoples Bank of Macon on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.