Side-by-side · Q2 2026 data
First Community CU of Beloit Credit Union vs Unitedone Credit Union
Credit union
First Community CU of Beloit Credit Union
Beloit, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | First Community CU of Beloit Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 57 | 68 (stronger) |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 57 | 57 |
| Funding & liquidity | 52 | 58 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 29th | 60th |
| Total assets | $410.2M | $348.3M |
| Deposits / shares | $348.1M | $282.7M |
| Capital ratio | 10.69% | 11.82% (stronger) |
| Problem loans | 0.77% | 0.24% (stronger) |
| Net charge-offs | 0.30% | 0.12% (stronger) |
| Return on assets | 0.93% (stronger) | 0.92% |
| Loans ÷ deposits | 107.3% | 102.3% (stronger) |
| Uninsured deposits | 16.0% | 6.2% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Unitedone Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Community CU of Beloit Credit Union leads on 1 and Unitedone Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.