Side-by-side · Q2 2026 data
First Credit Bank vs Chino Commercial Bank, N.A.
Metric by metric
| Measure | First Credit Bank | Chino Commercial Bank, N.A. |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 35 | 65 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $515.8M | $516.7M |
| Deposits / shares | $265.3M | $397.2M |
| Capital ratio | 47.61% (stronger) | 12.51% |
| Problem loans | 3.33% | 0.49% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 4.37% (stronger) | 1.54% |
| Loans ÷ deposits | 150.3% | 58.9% (stronger) |
| Uninsured deposits | 28.6% (stronger) | 46.3% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chino Commercial Bank, N.A. has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Credit Bank leads on 3 and Chino Commercial Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.