Side-by-side · Q2 2026 data
First Dakota National Bank vs One American Bank
Metric by metric
| Measure | First Dakota National Bank | One American Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 40 |
| Capital cushion | 54 (stronger) | 33 |
| Loan quality | 90 (stronger) | 48 |
| Earnings | 87 (stronger) | 0 |
| Funding & liquidity | 45 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 66th | 2nd |
| Total assets | $3.4B | $285.2M |
| Deposits / shares | $3.0B | $231.5M |
| Capital ratio | 10.40% (stronger) | 8.35% |
| Problem loans | 0.30% (stronger) | 1.56% |
| Net charge-offs | -0.00% (stronger) | 4.78% |
| Return on assets | 1.68% (stronger) | -3.96% |
| Loans ÷ deposits | 95.9% | 95.4% (stronger) |
| Uninsured deposits | 32.8% | 10.8% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
First Dakota National Bank has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), First Dakota National Bank leads on 5 and One American Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.