Side-by-side · Q2 2026 data
First Farmers Bank & Trust Co. vs The National Bank of Indianapolis
Metric by metric
| Measure | First Farmers Bank & Trust Co. | The National Bank of Indianapolis |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 51 (stronger) | 43 |
| Loan quality | 67 | 95 (stronger) |
| Earnings | 86 (stronger) | 75 |
| Funding & liquidity | 59 (stronger) | 31 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 44th | 40th |
| Total assets | $3.5B | $3.0B |
| Deposits / shares | $3.0B | $2.7B |
| Capital ratio | 10.06% (stronger) | 9.29% |
| Problem loans | 1.00% | 0.15% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.65% (stronger) | 1.37% |
| Loans ÷ deposits | 83.8% | 79.4% (stronger) |
| Uninsured deposits | 30.2% (stronger) | 60.3% |
| Offices | 37 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 2.5% |
First Farmers Bank & Trust Co. has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Farmers Bank & Trust Co. leads on 5 and The National Bank of Indianapolis on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.