Side-by-side · Q2 2026 data
First Federal Bank, A FSB vs City Credit Union
Metric by metric
| Measure | First Federal Bank, A FSB | City Credit Union |
|---|---|---|
| TellerScore | 55 | 86 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 50 | 70 (stronger) |
| Funding & liquidity | 50 | 91 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 11th | 80th |
| Total assets | $182.6M | $21.3M |
| Deposits / shares | $120.4M | $15.9M |
| Capital ratio | 7.82% | 23.98% (stronger) |
| Problem loans | 0.60% (stronger) | 0.79% |
| Net charge-offs | 0.01% (stronger) | 0.23% |
| Return on assets | 0.74% | 1.25% (stronger) |
| Loans ÷ deposits | 125.1% | 68.8% (stronger) |
| Uninsured deposits | 9.1% | 0.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
City Credit Union has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank, A FSB leads on 2 and City Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.