Side-by-side · Q2 2026 data
First Federal Bank, A FSB vs Millennial Bank
Metric by metric
| Measure | First Federal Bank, A FSB | Millennial Bank |
|---|---|---|
| TellerScore | 55 | 64 (stronger) |
| Capital cushion | 28 | 38 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 50 | 50 |
| Funding & liquidity | 50 | 51 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 11th | 26th |
| Total assets | $182.6M | $201.3M |
| Deposits / shares | $120.4M | $183.9M |
| Capital ratio | 7.82% | 8.78% (stronger) |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 0.74% | 0.75% (stronger) |
| Loans ÷ deposits | 125.1% | 88.1% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 34.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Millennial Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank, A FSB leads on 2 and Millennial Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.