Side-by-side · Q2 2026 data
First Federal Bank, A FSB vs PeoplesTrust Bank
Metric by metric
| Measure | First Federal Bank, A FSB | PeoplesTrust Bank |
|---|---|---|
| TellerScore | 55 | 73 (stronger) |
| Capital cushion | 28 | 61 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 50 | 63 (stronger) |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 11th | 53rd |
| Total assets | $182.6M | $201.2M |
| Deposits / shares | $120.4M | $177.6M |
| Capital ratio | 7.82% | 11.11% (stronger) |
| Problem loans | 0.60% | 0.45% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.74% | 1.08% (stronger) |
| Loans ÷ deposits | 125.1% | 74.1% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 22.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 2.4% |
PeoplesTrust Bank has the higher TellerScore (73 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank, A FSB leads on 2 and PeoplesTrust Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.