Side-by-side · Q2 2026 data
First Federal Bank vs Financial Federal Bank
Metric by metric
| Measure | First Federal Bank | Financial Federal Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 83 | 98 (stronger) |
| Earnings | 84 (stronger) | 60 |
| Funding & liquidity | 53 (stronger) | 42 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 63rd | 44th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $978.6M | $879.7M |
| Capital ratio | 10.48% (stronger) | 9.92% |
| Problem loans | 0.52% | 0.05% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.61% (stronger) | 1.01% |
| Loans ÷ deposits | 68.8% (stronger) | 122.0% |
| Uninsured deposits | 49.5% | 22.5% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 1.0% |
First Federal Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 5 and Financial Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.