Side-by-side · Q2 2026 data
First Federal Bank vs InsBank
Metric by metric
| Measure | First Federal Bank | InsBank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 84 (stronger) | 57 |
| Funding & liquidity | 53 | 55 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 63rd | 49th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $978.6M | $905.8M |
| Capital ratio | 10.48% (stronger) | 10.20% |
| Problem loans | 0.52% | 0.24% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 0.94% |
| Loans ÷ deposits | 68.8% (stronger) | 99.7% |
| Uninsured deposits | 49.5% | 20.1% (stronger) |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
First Federal Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 4 and InsBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.