Side-by-side · Q2 2026 data
First Federal Bank vs Campus USA Credit Union
Metric by metric
| Measure | First Federal Bank | Campus USA Credit Union |
|---|---|---|
| TellerScore | 50 | 76 (stronger) |
| Capital cushion | 58 | 73 (stronger) |
| Loan quality | 1 | 87 (stronger) |
| Earnings | 68 | 70 (stronger) |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 7th | 79th |
| Total assets | $4.5B | $4.0B |
| Deposits / shares | $3.4B | $3.4B |
| Capital ratio | 10.83% | 12.25% (stronger) |
| Problem loans | 2.96% | 0.38% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.38% |
| Return on assets | 1.19% | 1.26% (stronger) |
| Loans ÷ deposits | 41.4% (stronger) | 98.3% |
| Uninsured deposits | 40.7% | 15.4% (stronger) |
| Offices | 26 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.5% | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank leads on 2 and Campus USA Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.