Side-by-side · Q2 2026 data
First Federal Savings and Loan Association vs Mobile Educators Credit Union
Bank
First Federal Savings and Loan Association
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings and Loan Association | Mobile Educators Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 47 | 82 (stronger) |
| Loan quality | 95 (stronger) | 75 |
| Earnings | 37 | 80 (stronger) |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $381.4M | $113.2M |
| Deposits / shares | $276.2M | $98.2M |
| Capital ratio | 9.72% | 13.20% (stronger) |
| Problem loans | 0.16% (stronger) | 0.74% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 0.42% | 1.51% (stronger) |
| Loans ÷ deposits | 111.1% | 13.4% (stronger) |
| Uninsured deposits | 22.4% | 2.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Mobile Educators Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association leads on 2 and Mobile Educators Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.