Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of Lakewood vs Union Savings Bank
Bank
First Federal Savings and Loan Association of Lakewood
Lakewood, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of Lakewood | Union Savings Bank |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 34 | 55 (stronger) |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 48 | 61 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 15th | 74th |
| Total assets | $2.9B | $4.0B |
| Deposits / shares | $2.2B | $3.5B |
| Capital ratio | 8.37% | 10.51% (stronger) |
| Problem loans | 0.44% (stronger) | 0.70% |
| Net charge-offs | -0.48% (stronger) | -0.01% |
| Return on assets | 0.57% | 2.01% (stronger) |
| Loans ÷ deposits | 107.7% | 99.7% (stronger) |
| Uninsured deposits | 19.1% | 13.4% (stronger) |
| Offices | 21 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 5.3% |
Union Savings Bank has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of Lakewood leads on 2 and Union Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.