Side-by-side · Q2 2026 data
First Federal Savings and Loan Association of McMinnville vs People's Bank of Commerce
Bank
First Federal Savings and Loan Association of McMinnville
Mcminnville, Oregon · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings and Loan Association of McMinnville | People's Bank of Commerce |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 39 | 73 (stronger) |
| Funding & liquidity | 87 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 64th | 72nd |
| Total assets | $678.7M | $776.7M |
| Deposits / shares | $578.1M | $618.2M |
| Capital ratio | 11.90% | 15.33% (stronger) |
| Problem loans | 0.04% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.49% | 1.34% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 95.9% |
| Uninsured deposits | 12.5% (stronger) | 29.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
People's Bank of Commerce has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings and Loan Association of McMinnville leads on 4 and People's Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.