Side-by-side · Q2 2026 data
First Federal Savings Bank of Champaign Urbana vs Central Illinois Credit Union
Bank
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | First Federal Savings Bank of Champaign Urbana | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 69 |
| Capital cushion | 77 (stronger) | 73 |
| Loan quality | 97 (stronger) | 38 |
| Earnings | 97 (stronger) | 70 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 95th | 38th |
| Total assets | $192.5M | $26.1M |
| Deposits / shares | $163.6M | $22.8M |
| Capital ratio | 12.71% (stronger) | 12.26% |
| Problem loans | 0.09% (stronger) | 1.85% |
| Net charge-offs | 0.00% (stronger) | 2.37% |
| Return on assets | 1.92% (stronger) | 1.25% |
| Loans ÷ deposits | 70.9% | 49.5% (stronger) |
| Uninsured deposits | 13.4% | 2.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
First Federal Savings Bank of Champaign Urbana has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Federal Savings Bank of Champaign Urbana leads on 5 and Central Illinois Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.