Side-by-side · Q2 2026 data
First Federal Savings of Middletown vs NorthEast Community Bank
Metric by metric
| Measure | First Federal Savings of Middletown | NorthEast Community Bank |
|---|---|---|
| TellerScore | 89 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 37 (stronger) | 36 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 99th |
| Total assets | $188.0M | $2.1B |
| Deposits / shares | $112.3M | $1.5B |
| Capital ratio | 36.94% (stronger) | 17.32% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.46% | 0.06% (stronger) |
| Return on assets | 1.86% | 2.00% (stronger) |
| Loans ÷ deposits | 132.6% | 123.9% (stronger) |
| Uninsured deposits | 26.9% (stronger) | 28.0% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 89). On the 6 directional measures above (where higher or lower is clearly better), First Federal Savings of Middletown leads on 2 and NorthEast Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.