Side-by-side · Q2 2026 data
First Financial Bank vs First Community Bank
Metric by metric
| Measure | First Financial Bank | First Community Bank |
|---|---|---|
| TellerScore | 50 | 62 (stronger) |
| Capital cushion | 62 (stronger) | 40 |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 44 (stronger) | 42 |
| Problem-loan coverage | 47 | 69 (stronger) |
| Peer percentile | 7th | 27th |
| Total assets | $2.0B | $3.6B |
| Deposits / shares | $1.7B | $2.9B |
| Capital ratio | 11.15% (stronger) | 9.04% |
| Problem loans | 3.64% | 0.31% (stronger) |
| Net charge-offs | 0.21% | 0.14% (stronger) |
| Return on assets | 2.18% (stronger) | 1.32% |
| Loans ÷ deposits | 102.1% | 101.8% (stronger) |
| Uninsured deposits | 28.2% (stronger) | 29.5% |
| Offices | 16 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 6.5% |
First Community Bank has the higher TellerScore (62 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 3 and First Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.