Side-by-side · Q2 2026 data
First Financial Bank vs Red River Employees Federal Credit Union
Credit union
Red River Employees Federal Credit Union
Texarkana, Texas · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank | Red River Employees Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 77 (stronger) |
| Capital cushion | 62 | 89 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 44 | 71 (stronger) |
| Problem-loan coverage | 47 | 89 (stronger) |
| Peer percentile | 7th | 82nd |
| Total assets | $2.0B | $1.6B |
| Deposits / shares | $1.7B | $1.3B |
| Capital ratio | 11.15% | 13.86% (stronger) |
| Problem loans | 3.64% | 0.94% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.65% |
| Return on assets | 2.18% (stronger) | 1.16% |
| Loans ÷ deposits | 102.1% | 89.5% (stronger) |
| Uninsured deposits | 28.2% | 8.1% (stronger) |
| Offices | 16 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 19.0% |
Red River Employees Federal Credit Union has the higher TellerScore (77 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and Red River Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.