Side-by-side · Q2 2026 data
First Financial Bank vs Charles Schwab Trust Bank
Metric by metric
| Measure | First Financial Bank | Charles Schwab Trust Bank |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 66 (stronger) | 59 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 91st | 99th |
| Total assets | $15.2B | $10.5B |
| Deposits / shares | $13.3B | $9.7B |
| Capital ratio | 11.61% (stronger) | 10.93% |
| Problem loans | 0.77% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.77% | 2.05% (stronger) |
| Loans ÷ deposits | 62.1% | 0.0% (stronger) |
| Uninsured deposits | 44.7% | 5.4% (stronger) |
| Offices | 80 | 1 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | — |
Charles Schwab Trust Bank has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and Charles Schwab Trust Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.