Side-by-side · Q2 2026 data
First Financial Bank vs First National Bank of Hereford
Metric by metric
| Measure | First Financial Bank | First National Bank of Hereford |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 66 | 73 (stronger) |
| Loan quality | 74 | 98 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 52 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 91st | 86th |
| Total assets | $15.2B | $344.6M |
| Deposits / shares | $13.3B | $294.4M |
| Capital ratio | 11.61% | 12.32% (stronger) |
| Problem loans | 0.77% | 0.05% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.77% | 2.20% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 99.8% |
| Uninsured deposits | 44.7% | 22.8% (stronger) |
| Offices | 80 | 4 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | 18.6% |
First National Bank of Hereford has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and First National Bank of Hereford on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hereford, TX