Side-by-side · Q2 2026 data
First Financial Bank vs First United Bank
Metric by metric
| Measure | First Financial Bank | First United Bank |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 66 (stronger) | 62 |
| Loan quality | 74 | 86 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 91st | 83rd |
| Total assets | $15.2B | $2.4B |
| Deposits / shares | $13.3B | $2.1B |
| Capital ratio | 11.61% (stronger) | 11.17% |
| Problem loans | 0.77% | 0.41% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 1.77% | 2.03% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 69.8% |
| Uninsured deposits | 44.7% (stronger) | 50.2% |
| Offices | 80 | 23 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | 1.9% |
First United Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 4 and First United Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.