Side-by-side · Q2 2026 data
First Financial Bank vs Frost Bank
Metric by metric
| Measure | First Financial Bank | Frost Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 66 (stronger) | 41 |
| Loan quality | 74 | 82 (stronger) |
| Earnings | 91 (stronger) | 73 |
| Funding & liquidity | 65 (stronger) | 59 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 91st | 58th |
| Total assets | $15.2B | $54.0B |
| Deposits / shares | $13.3B | $43.7B |
| Capital ratio | 11.61% (stronger) | 9.08% |
| Problem loans | 0.77% | 0.55% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.14% |
| Return on assets | 1.77% (stronger) | 1.31% |
| Loans ÷ deposits | 62.1% | 52.0% (stronger) |
| Uninsured deposits | 44.7% (stronger) | 52.2% |
| Offices | 80 | 211 |
| CFPB complaints (3 yrs) | 26 | 323 |
| Complaints per $1B deposits | 2.0 (stronger) | 7.4 |
| Mortgage denial rate (HMDA) | 12.6% | 43.5% |
First Financial Bank has the higher TellerScore (76 vs 66). On the 8 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 6 and Frost Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.