Side-by-side · Q2 2026 data
First Financial Bank vs International Bank of Commerce
Metric by metric
| Measure | First Financial Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 74 (stronger) | 26 |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 25 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 91st | 69th |
| Total assets | $15.2B | $10.2B |
| Deposits / shares | $13.3B | $6.6B |
| Capital ratio | 11.61% | 19.02% (stronger) |
| Problem loans | 0.77% (stronger) | 2.21% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.77% | 2.82% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 107.3% |
| Uninsured deposits | 44.7% | 40.2% (stronger) |
| Offices | 80 | 72 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | — |
First Financial Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 4 and International Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.