Side-by-side · Q2 2026 data
First Financial Bank vs PlainsCapital Bank
Metric by metric
| Measure | First Financial Bank | PlainsCapital Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 47 |
| Loan quality | 74 (stronger) | 66 |
| Earnings | 91 (stronger) | 65 |
| Funding & liquidity | 65 (stronger) | 31 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 91st | 17th |
| Total assets | $15.2B | $12.7B |
| Deposits / shares | $13.3B | $10.7B |
| Capital ratio | 11.61% (stronger) | 9.73% |
| Problem loans | 0.77% (stronger) | 1.03% |
| Net charge-offs | -0.01% (stronger) | 0.17% |
| Return on assets | 1.77% (stronger) | 1.11% |
| Loans ÷ deposits | 62.1% (stronger) | 86.2% |
| Uninsured deposits | 44.7% (stronger) | 53.9% |
| Offices | 80 | 54 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | 12.0% |
First Financial Bank has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 7 and PlainsCapital Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Granbury, TX
- Fort Worth, TX
- Weatherford, TX
- Southlake, TX
- Willow Park, TX